Everyone is different and has different needs. Preferred brokers understand the full range of home financing products and solutions, and can provide expert information and unbiased advice in any of the following areas. Click REQUEST A CONSULTATION NOW for a no-obligation evaluation of your needs and financial abilities.
Purchase.
Today's mortgage market offers more choices than ever before. The challenge is finding the lender, mortgage and rate that fits your needs best. A Preferred broker is fully qualified to handle all the details for you and help make sure you get the best available deal. Request a Consultation Now.
Renewal.
Incredibly, the vast majority of Canadians simply accept the renewal their bank is offering. But you can do much better than that! A Preferred broker can shop the entire market and take care of all the details so you get the best available deal. Request a Consultation Now.
First time buyer.
Recent developments make financing your first home easier than ever. A Preferred broker can lead you through the whole process, explaining everything each step of the way and offering a solution that makes getting into the market affordable and stress-free. Request a Consultation Now.
Refinancing.
There are many good reasons to consider refinancing your mortgage: to get a better rate, access equity funds, pay off debts or take advantage of innovative mortgages that facilitate investing and increasing your net worth. A Preferred broker can show you all the possibilities. Request a Consultation Now.
Debt consolidation.
Why pay high rates on car loans, lines of credit and credit cards when you may be able to roll your debt into your mortgage at a much more affordable rate. A Preferred broker can help determine whether refinancing your mortgage for debt consolidation is the right option for you. Request a Consultation Now.
Self-employed.
Recent developments make it much easier and more affordable for self-employed people to secure mortgage financing. A Preferred broker can show you several stated income mortgages at highly competitive rates. Request a Consultation Now.
New Canadian.
Just because you don't have a Canadian credit rating or employment record doesn't mean you're not eligible for homeownership. A Preferred broker can provide several options that make getting a mortgage possible AND affordable. Request a Consultation Now.
Damaged credit.
In the past, credit issues such as bankruptcies have made it difficult to secure mortgage financing. A Preferred broker can introduce you to several recent mortgage products that can help you overcome your past challenges. Request a Consultation Now.
Investment property mortgage.
In the past, it was difficult to qualify for a mortgage on a revenue property unless you had a substantial down payment. A Preferred broker can show you several recent solutions, including the option of using rental income to help qualify for your mortgage. Request a Consultation Now.
Vacation property mortgage.
Qualifying for a vacation property mortgage used to involve large down payments and many restrictions on property type. But today, a Preferred broker can show you several options that make vacation property ownership simple, flexible and affordable. Request a Consultation Now.
Equity take out.
Rising house values mean you've likely built up substantial equity in your home. A Preferred broker can show you affordable ways to access that equity to fund renovations, RESP/RRSP contributions, a new vehicle, vacation--whatever you have in mind. Request a Consultation Now.